Subprime Credit Loans near Me

Subprime Credit Loans near Me

Subprime Credit Loans near Me

When it’s time to find your next ride, you’ll want to be confident about your decision the whole way through. This starts when you first look for a car that suits your needs for the road and gives you the features you desire. Being sure of your choice is also important once you move onto the financing phase, and that’s where our team comes in.

If you’re looking for subprime credit loans near me, then you’ve come to the right place. Our team of finance experts will work with you, so you have a deal that gives you peace of mind as you head out into Livonia and Dearborn, Michigan. Our crew at LaFontaine Volkswagen Livonia will work hard to get you in the driver’s seat of your next ride!

All About Credit Score

Credit score is calculated based on many different aspects. Simply put, it’s used by lenders and other financial institutions to gauge how financially stable a potential borrower is. The different numbers are associated with categories like so:

Score Range



Super prime








Deep subprime

Regardless of what your credit score is, there are options for you to explore. Your next ride is still waiting for you on our lot! There are several different options that you can take, which we’ll explore next.

Financing a Used Car

Finance a Used Car

If you need an excellent car to take you around town today, then used cars are the way to go. They are more affordable, which adds different perks to your potential loan options. Your overall loan will be easier to pay off. Plus, any down payment you can provide will cover a greater portion of the total value.

Because used car loans are easier to pay off, you’ll build good credit as a result. This leads us into your second option for subprime loans.

Build Up Your Credit Score

One way to work towards a great new car in the future is to build up your credit score. There are many ways to do this, and consistently working on it will unlock more opportunities.

As we just learned, paying off a used car loan in a great way to establish good credit. Building good credit can be accomplished in a number of ways, and it all leads to your future goal of greater opportunities for a great new car.

First, make sure any bills you have are paid on time. This straightforward method is a good habit to get into, as you will reap the benefits of timely payments.

Likewise, reduce your credit card debt so that you can pay it off more easily. The less debt you have, the higher your credit score will rise.

Finally, keep your different credit accounts open. Having these open and waiting for you is a sign that you’re capable of taking on more credit. Lenders view this favorably!

Get Subprime Credit Loans near Me

Our finance experts will help you with your subprime credit loan so you can enjoy a drive around Livonia and Dearborn, MI. Contact us at LaFontaine Volkswagen Livonia to get started today!

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LaFontaine Volkswagen of Livonia 42.367472, -83.383208.